When people hear the phrase ‘retirement planning’ they think of pensions and Centrelink benefits, life insurance and aged care. The average lifespan of Australians is 82.5 years, but with healthier lifestyles and advances in medical science, more and more people are living well into their 90s. So it is understandable that retirement planning is pushed to the back of the mind and forgotten about. Why think about retiring when you’re too busy living your best life?
However, everything you do now as you go through adulthood has an impact on your retirement.
Going to university? Buying a car? Owning your own home? Having kids? This all requires financial planning but ensuring you have enough money to pay for it all and have some left over for emergencies is easier said than done. That’s where we come in.
What is the best way to save money?
How can I reduce my tax?
How can I pay off my home loan quicker?
How can I reduce my debts?
What is the best way to prepare for emergencies?
As leading retirement financial planners in Perth, we can answer all those questions and help you progress securely through each of these life stages so when you do reach retirement, you’ve got a steady stream of income so living your best life doesn’t just…STOP
Retirement planning is…the freedom to choose
Retirement doesn’t have to mean a loss of identity. We understand that for some people, their job is intrinsically linked to their identity and the thought of stopping can instill a fear of trepidation and uncertainty.
Retirement planning isn’t necessarily about working toward a clearly defined goal or plan. It doesn’t mean you have to know exactly what you’re going to do once you stop working. It is actually about building a pot of wealth so you are covered whatever you choose to do, whenever you choose to do it.
Click here to book in your free retirement advice with our specialist advisers, and let us help you live out retirement your way.